Your spend, finally tallied.
Meta keeps score of your ad spend. Tallyshore™ keeps score for you. We tally what your business already spends and show you which business cards, and which airline and hotel business programs, would earn the most on it, so your rewards land somewhere useful. Flat fee. Paid by you, not the banks.
First 10 businesses: $295.
Businesses only · No minimum spend · Flat fee · No affiliate links · No card numbers or logins, ever
Confused? That's kind of the point. Ask us.
The problem
Most businesses pick a card once, usually in a hurry, and then put years of software, shipping and ad bills on it. Meanwhile the card's earn rates, caps and fees keep changing, and so do everyone else's.Working out the better setup is fiddly. And the sites that rank business cards are usually paid by the banks whose cards they rank.Other services will do the math for you, as long as you're already spending $15,000 to $25,000+ a month. We don't have a velvet rope. Startups, two-person shops and fast-growing brands are all welcome.
How it works
1. Pay and fill out a short form (about 10 minutes). Monthly spend totals by category: ads, software, travel, shipping and so on. Totals only. No statements, card numbers or logins.2. We do the math. We model what your current cards earn against the business cards and programs that fit your spending, using each issuer's and airline's current public terms.3. You get a written plan within 3 business days of a complete intake form (or within 24 hours with the rush add-on). A ranked card setup, which spend goes on which card, the order to apply in, airline and hotel business programs worth joining, the risks, and every assumption behind every number.4. A 30-minute walkthrough call to go through it and answer questions. You decide what, if anything, to do next.
What you get
Your spending broken down by rewards category
Your current setup compared with the recommended one, with modeled annual value and the assumptions spelled out
Which card to use for which spend, and how to handle spending caps before they handle you
A suggested application order and timing
Airline and hotel business programs: which ones your company can join for free, what each one requires to start earning, and whether it fits how your team actually travels
Elite status, to a degree: how your card spend and business travel can help you earn or keep airline and hotel status, and what that costs you in rewards you'd otherwise earn
Risks and trade-offs: annual fees, caps, charge cards vs. credit cards, upcoming changes to card and program terms
A recorded walkthrough plus one 30-minute call
Every card and program term linked to the official page, with the date we checked it
Pricing
Other business card audits run $450 to $775. Ours is $395, and $295 for founding clients.
Card & Spend Audit
$395 one-time
Full written audit, recorded walkthrough, 30-min call.
Rewards Desk
$195/yr
Quarterly check-ins, alerts when business card or program terms that affect you change, and an annual re-audit summary.
Bundle
$495
Audit plus the first year of Rewards Desk. Everything in both.
Founding client offer: the first 10 businesses get the full audit for $295 (through Dec 31, 2026). In return, we ask for honest feedback and, if you're happy, permission to share an anonymized result. Saying no won't affect your audit.Get founding audit ($295)
Turnaround
Standard: your written audit arrives within 3 business days of a complete intake form. Included in every price above.24-hour rush: add $150 to any audit and your written plan arrives within 24 hours of a complete intake form. The clock runs on business days only. An intake completed after 2 PM ET on Friday, or on a weekend, starts the clock at 9 AM ET Monday. If we miss the 24 hours, we refund the $150 automatically. We take up to 2 rush orders a week.Add rush: Founding + rush ($445) · Audit + rush ($545) · Bundle + rush ($645)
Refunds
Full refund if you cancel before we start reviewing your intake form. 50% refund if you cancel after the analysis has started. No refund once the audit is delivered, but every audit includes one free revision. If we miss a rush deadline, the $150 rush fee is refunded automatically.
Not sure which one you need? Email [email protected]. We reply within one business day and will tell you plainly whether an audit is worth it for your spend.
Why fee-only
Most card recommendations online are paid for by the issuers through affiliate commissions. We don't take any: no affiliate links, no referral bonuses, no issuer payments. Your fee is the only money we make, so the only reason to recommend a card is that it fits your spending. Sometimes the right answer is "keep what you have." We'll say so, for the same flat fee.
FAQ
Who is this for?
Any business, at any size. Agencies and e-commerce brands are our bread and butter because ad spend is usually their biggest card bill, but startups, consultancies, trades and growing teams are all welcome. We work with businesses only, not personal or consumer card advice.Is there a minimum spend?
No. Other services typically want $15,000 to $25,000+ a month in card spend before they'll talk to you. We'll talk to you now. If your spend is small, we'll tell you plainly whether an audit is worth it before you pay.Do you need my card statements or logins?
No. We only ask for monthly spend totals by category. If you'd rather send an export, remove card numbers, account numbers and personal details first. Never send passwords, logins or full card numbers.Will I definitely get approved, or get the welcome bonus?
No. Issuers decide approvals and bonus eligibility, and offers change often. We show the published terms as of the date we checked and model value with and without the offers.Is this financial advice?
No. It's educational rewards analysis. It isn't financial, credit, tax or legal advice. Applying for any card or joining any program is your decision. For tax or credit questions, talk to your accountant or a licensed advisor.Do you help with airline and hotel status?
To a degree. We show how your business card spend and company travel can count toward status, what you'd give up in other rewards to get it, and whether it's worth it for how you travel. We don't guarantee status, and airlines and hotels set and change their own rules.How much will I save or earn?
It depends on your spending, so we don't promise a number. The sample audit shows how we model it, using example data.How fast is it?
Your written audit arrives within 3 business days of a complete intake form, or within 24 hours with the $150 rush add-on. Then we book your 30-minute walkthrough.Who does the work?
Software handles the intake and the first-pass math. A person reviews and signs off on every audit before you see it, and leads your call.What's your refund policy?
Full refund before we start reviewing your intake form, 50% after the analysis has started, and no refund once delivered, but every audit includes one free revision.How long do you keep my data?
We delete your intake data 90 days after your audit is delivered. Rewards Desk subscribers' totals are kept while subscribed and deleted within 90 days of cancelling. You can ask us to delete it sooner at any time.
Confused? That's kind of the point. Ask us.
Business cards, airline programs, status, whether an audit is even worth it for your spend: ask before you buy. Email us and we reply within one business day. No obligation, no prep needed, and please no card numbers or logins.
Prefer a call? Book 15 minutes. Calls are educational information, not financial advice.
Tallyshore provides educational analysis of business credit card rewards and airline and hotel loyalty programs. It isn't financial, credit, tax, investment or legal advice. We don't guarantee card approval, welcome bonuses, rewards value, elite status or savings. Issuers, airlines and hotels set and change their terms at any time; always check the current terms before applying or enrolling. Every decision to apply for or use a card, or to join a program, is yours. We receive no compensation from card issuers, airlines or hotels and use no affiliate links. Card and program names are trademarks of their owners; we're not affiliated with or endorsed by any of them.Privacy: We collect your name, business name, email, and the monthly spend totals by category you choose to give us. We never ask for card numbers, account numbers, logins, passwords, Social Security numbers or full statements; if you send one by mistake, we'll delete it and let you know. We use Tally (forms), Stripe (payments), Calendly and Google (scheduling and email), and AI software to sort and model your totals; a person reviews every result. We never sell or share your data, and never pass it to card issuers, airlines or hotels.© 2026 Tallyshore LLC · [email protected]